:root{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:#182433;background:#f6f8fb;font-synthesis:none;text-rendering:optimizeLegibility;--navy: #17324d;--blue: #1d5e91;--blue-soft: #e7f2ff;--green: #1d6a3a;--green-soft: #eaf7ef;--border: #d9e1ea;--muted: #5f6f80;--shadow: 0 14px 40px rgba(23, 50, 77, .08)}*{box-sizing:border-box}html{font-size:18px;scroll-behavior:smooth}body{margin:0;min-width:320px;min-height:100vh;background:#f6f8fb}button,input,select{font:inherit}button,select{cursor:pointer}a{color:#135f96;text-underline-offset:.18em}.page-shell{width:min(1160px,calc(100% - 32px));margin-inline:auto}.hero{background:linear-gradient(135deg,#10283f,#1c4e78);color:#fff;padding:52px 0 44px}.eyebrow{font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:.82rem;opacity:.82}h1{font-size:clamp(2rem,5vw,3.5rem);line-height:1.03;max-width:980px;margin:10px 0 18px}.hero-copy{font-size:1.16rem;line-height:1.6;max-width:820px;margin:0;color:#e6f0f7}.layout{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(330px,.8fr);gap:24px;align-items:start;margin-top:28px}.card,.section-block{background:#fff;border:1px solid var(--border);border-radius:22px;box-shadow:var(--shadow)}.card{padding:28px}.section-block{margin-top:24px;padding:30px}.section-heading{display:flex;gap:16px;align-items:flex-start;margin-bottom:24px}.section-heading h2,.caveat h2{margin:0;color:var(--navy);font-size:1.55rem}.section-heading p{margin:7px 0 0;color:var(--muted);line-height:1.5}.step{flex:0 0 42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-weight:900;font-size:1.1rem}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.field{display:flex;flex-direction:column;gap:8px}.field-label{font-weight:800;color:#203347}.field-help{color:var(--muted);font-size:.84rem;line-height:1.4}input,select{width:100%;min-height:52px;border:2px solid #aac7e0;background:var(--blue-soft);border-radius:12px;padding:10px 12px;color:#152a3d;font-weight:750}input:focus,select:focus,summary:focus-visible,button:focus-visible,a:focus-visible{outline:4px solid rgba(34,126,195,.25);outline-offset:2px}.input-with-unit{display:flex;align-items:center;gap:10px}.input-with-unit span{font-weight:800;color:var(--muted)}.advanced{margin-top:24px;border-top:1px solid var(--border);padding-top:18px}summary{font-weight:850;color:var(--blue);cursor:pointer;line-height:1.4}.advanced-grid{margin-top:18px}.result-card{position:sticky;top:18px;background:#fff}.result-kicker{margin:0 0 10px;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;font-weight:900;color:var(--green)}.result-card h2{margin:0;font-size:1.85rem;line-height:1.16;color:var(--navy)}.result-card h2 strong{color:var(--green)}.result-explanation{color:var(--muted);line-height:1.55}.big-comparison{display:grid;gap:12px;margin:22px 0}.big-comparison>div{border:1px solid var(--border);border-radius:16px;padding:16px}.big-comparison span,.big-comparison small{display:block;color:var(--muted)}.big-comparison strong{display:block;margin:5px 0;font-size:1.55rem;color:var(--navy)}.tax-box{background:var(--green-soft);border-radius:16px;padding:18px}.tax-box h3{margin-top:0;color:var(--green)}.tax-box>div{display:flex;justify-content:space-between;gap:16px;padding:7px 0}.tax-box p{margin-bottom:0;font-size:.84rem;line-height:1.45;color:#4e6958}.three-cards,.definition-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.mini-card,.definition-grid article{border:1px solid var(--border);border-radius:16px;padding:18px;background:#fbfcfe}.mini-card span,.mini-card small{display:block;color:var(--muted)}.mini-card strong{display:block;margin-top:10px;font-size:1.4rem;color:var(--navy)}.mini-card select,.mini-card .input-with-unit{margin-top:10px}.definition-grid article h3{margin:0 0 8px;color:var(--navy)}.definition-grid article p{margin:0;line-height:1.55;color:#4d5d6c}.fee-list{display:grid;gap:10px}.fee-list details{border:1px solid var(--border);border-radius:14px;padding:0 16px;background:#fbfcfe}.fee-list summary{display:flex;justify-content:space-between;gap:20px;padding:16px 0;color:var(--navy)}.fee-list details p{margin:0 0 16px;line-height:1.55;color:#4e5f70}.caveat{background:#fffdf4;border-color:#eadf9b;box-shadow:none}.caveat p,.caveat li{line-height:1.6}.footer{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:28px 0 48px;color:var(--muted)}.secondary-button{min-height:48px;border:2px solid var(--navy);color:var(--navy);background:#fff;border-radius:12px;padding:8px 16px;font-weight:850}.quote-explainer h3{color:var(--navy);margin:30px 0 14px;font-size:1.25rem}.quote-key-point{border:2px solid #9bc5e6;background:#eef7ff;border-radius:18px;padding:20px}.quote-key-point strong{color:var(--navy);font-size:1.18rem}.quote-key-point p{margin:8px 0 0;line-height:1.6;color:#314b61}.quote-levels{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.quote-level{border:1px solid var(--border);border-radius:18px;padding:20px;background:#fbfcfe}.quote-level-label,.quote-level small{display:block;color:var(--muted)}.quote-level-label{font-weight:850;color:var(--navy)}.quote-level>strong{display:block;margin:10px 0 2px;font-size:1.8rem;color:var(--navy)}.quote-level p{margin-bottom:0;line-height:1.52;color:#4d5d6c}.quote-level-minimum{border-top:5px solid #6d8faa}.quote-level-normal{border-top:5px solid #2f7cae}.quote-level-quote{border-top:5px solid #9f6e35;background:#fffaf2}.quote-vs-donation{margin-top:20px;border-radius:18px;background:var(--green-soft);padding:20px;display:grid;grid-template-columns:1fr 1fr;gap:14px 24px}.quote-vs-donation span,.quote-vs-donation small{display:block;color:#52695a}.quote-vs-donation strong{display:block;margin:5px 0;font-size:1.65rem;color:var(--green)}.quote-vs-donation p{grid-column:1 / -1;margin:0;line-height:1.55;color:#405b49}.quote-table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:16px}.quote-table{width:100%;border-collapse:collapse;min-width:980px;background:#fff}.quote-table th,.quote-table td{padding:15px 14px;text-align:left;vertical-align:top;border-bottom:1px solid var(--border);line-height:1.45}.quote-table thead th{background:#eef3f8;color:var(--navy);font-size:.9rem}.quote-table tbody th{color:var(--navy);width:15%}.quote-table tbody td{color:#46596a}.quote-table tr:last-child th,.quote-table tr:last-child td{border-bottom:0}.quote-conclusion{margin-top:22px;background:#fff8e8;border:1px solid #e8d298;border-radius:16px;padding:18px}.quote-conclusion strong{color:#6b4b1d}.quote-conclusion p{margin:8px 0 0;line-height:1.5;color:#66573e}.quote-sources{color:var(--muted);font-size:.82rem;line-height:1.5}@media(max-width:900px){html{font-size:17px}.layout{grid-template-columns:1fr}.result-card{position:static}.three-cards,.definition-grid{grid-template-columns:1fr 1fr}.quote-levels{grid-template-columns:1fr}}@media(max-width:640px){.page-shell{width:min(100% - 20px,1160px)}.hero{padding:38px 0 34px}.card,.section-block{border-radius:16px;padding:20px}.form-grid,.three-cards,.definition-grid{grid-template-columns:1fr}.section-heading{gap:12px}.fee-list summary{flex-direction:column;gap:5px}.footer{align-items:stretch;flex-direction:column}.quote-vs-donation{grid-template-columns:1fr}.quote-vs-donation p{grid-column:auto}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{body{background:#fff}.hero{color:#111;background:#fff;padding:0 0 20px}.hero-copy{color:#333}.layout{display:block}.form-card,.advanced,.secondary-button{display:none}.result-card{position:static;box-shadow:none;margin-bottom:18px}.section-block{box-shadow:none;break-inside:avoid}.quote-table-wrap{overflow:visible}.quote-table{min-width:0;font-size:.75rem}}
